AAVAS FINANCIERS LIMITED

Aavas Financiers Limited held its Q1FY27 earnings conference call on July 21, 2026, where management reported a strong quarter with a 41% year-on-year growth in loan disbursements, totaling Rs. 16.1 billion. The company achieved a 15.4% year-on-year increase in assets under management (AUM), reaching Rs. 239.3 billion. Net profits grew by 23% year-on-year, supported by an 18% increase in net interest income (NII) and improved operating efficiencies. Management highlighted a focus on customer acquisition and productivity, with plans to enhance branch profitability and leverage technology. The company also reported improvements in asset quality, with a decrease in gross non-performing assets (NPAs). Aavas expanded its branch network to 440 across 15 states and emphasized a commitment to compliance and governance. Management expressed confidence in sustaining growth and delivering long-term value.

Management emphasized strong performance and growth initiatives during the quarter.