CREDITACCESS GRAMEEN LTD

Management reported that Q1 FY27 was one of the strongest quarters in the company's history, with a 16.4% year-over-year growth in assets under management (AUM) to INR 30,319 Crore. Disbursements increased by 11.9% year-over-year to INR 6,107 Crore, and the company added 2.5 lakh new borrowers, with 35% being new-to-credit. Digital collections rose to 24.2% of total collections. The retail finance book grew to 20.6% of AUM, and the company opened 42 new branches, increasing its total to 2,276. The net interest margin was reported at 14.4%, and the profit after tax (PAT) surged 720% year-over-year to INR 493 Crore. Management emphasized strong asset quality, with gross NPA at 2.18% and net NPA at 0.76%. The company maintained ample liquidity and completed a private NCD issuance of INR 425 Crore. Management set a goal of INR 50,000 Crore AUM by calendar year 2028.

Management emphasized strong performance and growth across various metrics.