CUB · Concall Summary
CITY UNION BANK LTD
City Union Bank Limited hosted its earnings conference call on July 28, 2026, to discuss the unaudited financial results for Q1 FY 2027. Management reported a 25% quarter-on-quarter credit growth, with advances increasing to Rs. 67,645 crores. Deposits also grew by 21% to Rs. 79,342 crores. The bank's Gross NPA reduced to 1.73%, and the Net NPA decreased to 0.61%. Management highlighted a 24% increase in interest income, reaching Rs. 1,985 crores, and a 29% rise in operating profit to Rs. 581 crores. The PAT grew by 25% to Rs. 383 crores, marking the highest in the bank's history. Management set a goal for NIM to hover around 3.65% to 3.70% and indicated a cost-to-income ratio in the range of 47% to 48% for FY27. The discussion concluded with management expressing confidence in maintaining asset quality and business growth.
Management emphasized strong growth and improved financial metrics.
View source filing →Earlier concalls
- 2026-07-28 — The investor presentation for City Union Bank Limited (CUB) for Q1 FY 2027 reported significant growth in key financial …
- 2026-05-04 — City Union Bank Limited hosted its earnings conference call on April 27, 2026, to discuss the audited financial results …
- 2026-04-27 — City Union Bank Limited's investor presentation for Q4 and FY 2026 highlighted significant growth in key financial metri…
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