POONAWALLA FINCORP LTD

During the earnings conference call held on July 17, 2026, Poonawalla Fincorp Limited reported a strong performance for Q1 FY26-27, with Assets Under Management (AUM) reaching ₹67,054 crores, reflecting an 11% quarter-on-quarter growth. Management highlighted that new product launches contributed to 26% of disbursements, up from 24% in the previous quarter. Key financial metrics included a net interest margin (NIM) of 9.10%, a decline in credit costs to 2.4%, and a Gross Non-Performing Asset (GNPA) ratio of 1.37%. The company achieved a profit after tax of ₹308 crores, marking a 20.8% growth quarter-on-quarter. Management emphasized a disciplined risk-first approach and the importance of digital and AI integration in their operations. They also noted improvements in asset quality and collection efficiency, with a focus on maintaining a diversified portfolio across various lending segments. The call concluded with a Q&A session addressing market conditions and future strategies.

Management emphasized strong growth and improvements in key financial metrics.